Claiming Social Security is one of the most important—and irreversible—retirement decisions you’ll make. This educational seminar is designed to help you understand how Social Security works and how your claiming choices can impact your retirement income for life.
During this session, you’ll learn:

-How Social Security benefits are calculated and what factors affect your payout
-The pros and cons of claiming early, at full retirement age, or delaying benefits
-Common mistakes that can permanently reduce benefits
-How Social Security fits into your overall retirement income strategy
-Key considerations for spouses, survivors, and working retirees

Whether you’re approaching retirement or just starting to plan, this seminar will give you the clarity and confidence you need to make informed  Social Security decisions. This will be held both in person at the Holiday Inn on 301 Foxcroft Ave, Martinsburg, WV 25401  and also online through Zoom.